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This is the least expensive way to acquire health care insurance. If you work for a large company, it may pay some or all of your monthly premium. Large businesses have the bargaining power to provide lower premiums and greater benefits. You probably will not be required to pass a health exam, and your preexisting conditions may be covered. You're also more likely to have a choice of a service if you work for a large employer. more..

Different Types Of Coverage..

services also have networks of providers. In an HMO plan, you’ll only have coverage with providers in the network. You’ll also choose a primary care physician who will give you a referral when you need specialist or hospital care. HMOs offer less flexibility than PPOs, but they’re also usually more affordable. more..

Frequently Asked Questions..

employers set aside an open enrollment window for employees to review, compare and choose from the medical insurance services offered by the organization. In most cases, open enrollment comes once a year, so it's important to take advantage of this time period to comparison-shop and ask your benefits administrator about specific questions you may have about medical insurance coverage. more..

Buying Online To Save..

Prescription costs can eat up a large portion of your budget if you take prescription drugs regularly. Fortunately, it's not hard to find ways to save money. For example, try ordering your prescriptions through the mail, using a traditional or online pharmacy. If you belong to a prescription drug service more..

We Offer Free Advice..

The first step in choosing medical care for your company is finding a good broker. A broker is a salesperson who has a state license to sell and service contracts of multiple health insurance policies or insurers. Some states require that you purchase insurance through a broker; others allow you to go directly to insurers. But the benefits of using an insurance broker make it worthwhile in almost any situation. more..

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health insurance for cancer blog

[Guidance Overview] Centers for Medicare and Medicaid Services Guidance on Mandatory Medicare Secondary Payer Reporting of HRA Coverage (PDF)

08/29/10 3:11 am

2 pages. Excerpt: “Information about HRA coverage must be submitted by Responsible Reporting Entities . . . starting in the fourth quarter of 2010.” (Buck Consultants)like our content consider our rss feed!

[Opinion] Should We Raise the Retirement Age?

08/29/10 3:11 am

Excerpt: “On the face of it, lifting the retirement age [for Social Security and Medicare] makes sense. Americans are living longer, so they could retire later and still enjoy their golden years. Except??’only some of us are living longer.” (The Century Foundation)more to read in our archives

[Guidance Overview] Centers for Medicare and Medicaid Services Updates HRA Coverage Reporting

08/29/10 3:11 am

Excerpt: “Among the issues addressed in the updated guide are references to changes in reporting for Health Reimbursement Arrangements (HRAs). CMS has removed all references from the updated guide that previously referred to reporting only for ‘free-standing’ HRAs.” (Fisher & Phillips LLP)I like this:)

[Opinion] The Latest on Medicare and Social Security

08/29/10 3:11 am

Excerpt: “According to the reports, the date of insolvency for Medicare’s hospital fund was pushed back, from 2017 to 2029, because of cost-saving measures in health reform. As for Social Security, without any changes, it will be able to pay full benefits until 2037 and partial benefits after that, the same estimate as in last [...]

[Opinion] Will Health Savings Trickle from Your Paycheck to Social Security?

08/29/10 3:11 am

Excerpt: “The theory is that the health law will help the financial viability of Social Security because employers will shift money they now spend on health insurance into higher wages. That, in turn, will mean more taxes collected on fatter payrolls to support Social Security and Medicare.” (National Public Radio)does anyone know when this will [...]

Dealing with Medicare Part B and COBRA Coverage

08/29/10 3:11 am

Excerpt: “The Social Security law allows people to postpone enrollment in [Medicare] Part B without penalty only if, and for so long as, they have group health insurance coverage that is provided by an employer for whom they (or their spouses) are still working.” (Ford & Harrison LLP)it should be interested what change will this [...]

July 14, 2010 | Sharon Jones to lead Southcoastâ€™s system-wide VNA, home care and hospice programs

08/29/10 3:11 am

Sharon Jones FALL RIVER, Mass. — Southcoast Health System has named Sharon Jones as the new leader of its region-wide home care and hospice services that serve Southeastern Massachusetts and East Bay, R.I. Jones holds the dual positions of Chief Executive Officer of the Visiting Nurse Association of Southeastern Massachusetts, part of Southcoast Health System, and [...]

July 20, 2010 | Media Advisory: News Conference with Westport man struck by lightning and his doctor

08/29/10 3:11 am

Media Advisory: News Conference with Westport man struck by lightning and his doctor WHAT: James Gallant will speak with the media at a news conference today at 4:30 p.m. today at St. LukeÃ¢â‚¬â„¢s Hospital in New Bedford. Mr. GallantÃ¢â‚¬â„¢s physician will also speak to the media about Mr. GallantÃ¢â‚¬â„¢s care, what happens to the body when someone [...]